Compact course in modern numismatics: collecting gold coins

Investing in modern gold coins

Advantages of collecting as an investment

Investing in modern gold coins offers an attractive opportunity to protect and at the same time increase your own assets, as gold is considered one of the safest forms of investment and has repeatedly proven to have stable value in the past. This stability, combined with the aesthetic and historical value that gold coins offer, makes them a particularly attractive option for investors seeking both security and cultural value in their portfolio.

The benefits of collecting modern gold coins as an investment include:

  • Increase in value: Gold coins generally have a tendency to increase in value. This is because gold is considered a scarce resource that cannot be diluted by inflation.
  • Liquidity: Gold coins are liquid investment products that can be sold quickly and easily. This is an advantage over other forms of investment, such as. B. Real estate or works of art.
  • Security: Gold coins are physical assets that are not affected by political or economic events. They therefore offer a certain level of security against losses.

Balance between financial and aesthetic appreciation

When investing in modern gold coins, it is important to find a balance between financial and aesthetic appreciation. Coins with a high aesthetic value are also usually more valuable. This is because they are sought after by collectors.

Therefore, when choosing coins for investment, the following factors should be taken into account:

  • Purity: The purity of a coin is an important factor in its value. Gold coins with a purity of 900 or higher are typically more valuable than coins with a lower purity.
  • Rarity: Rare coins are usually more valuable than common coins. When assessing the rarity of a coin, factors such as the mintage, the year of minting and the condition of the coin play a role.
  • Layout/Design: The design of a coin plays a crucial role in determining its value. Coins with an attractive or unusual design are usually more valuable than those with a simpler design. An impressive example that illustrates this fascination are the Big Five Proof Series I and II from South Africa. These remarkable collections showcase the unique character and artistic value of South African coinage, making them a real highlight for collectors.
  • Condition : The condition of a collector’s coin is of great importance to collectors. Scratches and other damage can significantly reduce the value and desirability of the coin. Therefore, it is important that collectible coins are carefully cared for and protected to maintain their optimal condition. A flawless, undamaged surface contributes significantly to the collector’s value and overall appearance.
  • Grading : Another crucial aspect is grading. The following applies: the higher the rating (with 70 as the maximum value), the more valuable collector coins are. In practice, we find that some collectors specifically look for coins with a grade of PR70 / PF70.


Investing in modern gold coins offers a promising opportunity to not only protect your wealth, but also increase it. When selecting coins as an investment item, it is crucial to strike a balance between financial profitability and aesthetic appreciation. Modern gold coins often offer both a material investment and an artistic value determined by their design and minting. This combination can make them an attractive option for investors who value both financial stability and cultural and historical significance in their portfolio.

Further materials :

Collectible coins: A passionate hobby and a potential investment

Investing in Gold: Why Traditional Gold Coins Are Outperforming Cryptocurrencies and Real Estate

Russian gold coins for collectors and investors and modern numismatics from Russia